Regulatory & Advisory Disclosure

Financial Disclaimer

Effective Date: September 2026 • Published by OSM Digital

Important Notice

FinBrain is a software platform designed solely for ledger organization, statement parsing, and financial record management. FinBrain is not a registered broker-dealer, investment advisor, chartered depository institution, CPA accounting firm, or certified tax consultancy.

1. Nature of Calculations & Projections

All summaries, category aggregations, recurring expense estimates, and cash flow projections generated within FinBrain are produced using deterministic mathematical algorithms operating on user-imported data. While FinBrain enforces strict integer arithmetic to prevent rounding errors, these figures represent historical record keeping and mathematical models, not financial guarantees or predictive investment advice.

2. Professional Consultation Recommended

You should not rely on FinBrain as a substitute for professional legal, tax, or investment counsel. Before undertaking major financial commitments, tax filings, or investment decisions, please consult a licensed financial planner, certified public accountant (CPA), or qualified legal advisor.

3. Accuracy of Imported Data

The accuracy of FinBrain's ledger records depends on the integrity, formatting, and completeness of the bank statements, CSV spreadsheets, and records uploaded by users. FinBrain provides automated validation tools, but users remain solely responsible for reviewing and confirming the validity of their transaction details and account reconciliations.